The premium differential between Smoker vs. non-smoker rates are tremendous

The premium differential between Smoker vs. non-smoker rates are tremendous making this opportunity huge to those who use E-cigs. Take advantage of this while it lasts, because on October 21st the last company to have liberal underwriting for these devices (Prudential) will begin classifying people using E-cigs and Vapers as smokers.

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Tyler G. Harrelson