INSURANCE • Read Time: 4 min
Medicare At 65+
When you turn 65, you become eligible for Medicare if you:
- Either receive or qualify for Social Security retirement cash benefits
- Or, currently reside in the United States and are either:
a. A U.S. citizen
b. Or, a permanent U.S. resident who has lived in the U.S. continuously for five years prior to applying
How you enroll at age 65 depends on whether or not you are already receiving Social Security retirement benefits or Railroad Retirement benefits. Also, there are circumstances in which someone may become Medicare-eligible at age 65 but defers Medicare enrollment without future penalties—for instance, if an individual has qualifying insurance from an employer.
How much you have to pay for your Medicare coverage depends on your work history (i.e. if and how long you have paid Medicare taxes). Everyone owes a monthly premium for their medical insurance (Part B). Most people with Medicare get their hospital insurance (Part A) premium-free.
For questions regarding Medicare eligibility, call the Medicare Rights Center’s free national helpline at 800-333-4114.
© 2021 Medicare Rights Center. Used with permission.
The content is developed from sources believed to be providing accurate information.The information in the material in not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professional for specific information regarding your individual situation. The opinions expressed and material provided are for general information, should not be considered a solicitation for the purchase or sale of any security.
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